Mortgage Protection
Insurance
Affordable insurance that provides financial
security for your home and family should
tragedy strike.
What is Mortgage Protection Insurance?
As a homeowner, you want to protect your home with affordable, comprehensive
coverage.
Mortgage protection insurance is a type of term
life insurance that is designed to pay off your
mortgage in the event of your death. It functions
like a standard term life policy: You purchase a
policy for a set period, make monthly payments,
and if you pass away while the policy is in force,
your chosen beneficiary receives funds to pay off
your mortgage. This coverage ensures that your
family could stay in their home if you were no
longer able to contribute to mortgage payments.
Mortgage protection insurance is right
for you if you want to:
• Protect your most valuable asset
• Ensure your loved ones never have to deal with
• the fear of losing their home
• Provide financial security if the unthinkable
• happens
63% of families with
children are
dependent on two
incomes.
Why Do I Need Mortgage Protection Insurance?
As a homeowner, being able to pay your
mortgage on time every month is important.
What would happen to your loved ones if you
were to die prematurely, become disabled or
critically ill, and your income suddenly
disappeared? None of us know what the future
will bring, but you can achieve peace of mind
today with mortgage protection insurance.
Advantages of Mortgage Protection Insurance
• Provides a death benefit to pay off your
• mortgage in the event of your death
• Pays your mortgage payments if you become
• disabled
• Protects your mortgage payments in the
• event of critical illness
• Provides benefits from a life insurance policy
• with generally affordable premiums
• Achieves peace of mind for your home and
• family
We can shop over 30
top-rated insurance
carriers to help you find
the plan that’s right for
you.
How Mortgage Protection Works
Mortgage protection insurance functions much like other life insurance policies: You pay premiums to the insurance company to purchase a specific amount of mortgage protection coverage. Those premiums are based on your attained age and your health, as well as the value of your home and the payoff amount. If you die while the policy is in force, the insurance company provides funds to pay off your mortgage.
Frequently Asked Questions
What is the difference between mortgage protection insurance and homeowners insurance?
Mortgage Protection Insurance:
• Makes your premiums in case of job loss*
• Money goes to your family
• Pays your mortgage if you become sick or
• injured
• Money your family receives is tax free
• Is portable – new home? It travels with
• you
*Available in most states. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations and availability.
Home Owner's Insurance
• Damage to your home in severe weather
• and water conditions
• Theft of your belongings
• Vandalism of your house and property
• Fire damage to your home
• Personal injury lawsuits if someone gets
• hurt on your property
Do I qualify for mortgage
protection insurance?
In most cases, yes! Mortgage protection
insurance has a very high acceptance rate
as most plans are offered with simplified
underwriting (you won’t have to take a
medical exam to qualify).
When should I buy mortgage
protection insurance?
If you have a mortgage on your home, or if you are in the process of obtaining a mortgage, you should consider buying mortgage protection insurance.
Can I afford mortgage protection
insurance?
Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.
Frequently Asked Questions
What is the difference between mortgage protection insurance and homeowners insurance?
Mortgage Protection Insurance:
• Makes your premiums in case of job loss*
• Money goes to your family
• Pays your mortgage if you become sick or
• injured
• Money your family receives is tax free
• Is portable – new home? It travels with
• you
*Available in most states. Limitations may apply. Benefits and carriers will vary for coverages and are subject to underwriting approval, product limitations and availability.
Homeowner's Insurance:
• Damage to your home in severe weather
• and water conditions
• Theft of your belongings
• Vandalism of your house and property
• Fire damage to your home
• Personal injury lawsuits if someone gets
• hurt on your property
Do I qualify for mortgage
protection insurance?
In most cases, yes! Mortgage protection
insurance has a very high acceptance rate
as most plans are offered with simplified
underwriting (you won’t have to take a
medical exam to qualify).
When should I buy mortgage
protection insurance?
If you have a mortgage on your home, or if you are in the process of obtaining a mortgage, you should consider buying mortgage protection insurance.
Can I afford mortgage protection
insurance?
Mortgage protection is one of the most inexpensive types of insurance, and it’s often a more affordable option than purchasing a separate whole life policy to pay off your mortgage in the event of your death.
Learn More
MORTGAGE PROTECTION
How Mortgage Protection
Insurance Benefits
Homeowners
As a homeowner, you want to make sure that your home and loved ones are protected, no matter what life brings.
MORTGAGE PROTECTION
Refinancing Your Home? Don't Forget Mortgage Protection Insurance
Are you one of the many Americans refinancing their mortgage as rates reach record lows? Don't forget to insure your most valuable asset!
MORTGAGE PROTECTION
Is Mortgage Life Insurance Worth It?
As a homeowner, you want to make sure that your home and loved ones are protected, no matter what life brings.
Get a Mortgage Protection Quote Today
Protect your home, your loved ones, and your legacy.
We'll show you how.
Core Values
Our eight core values are the
driving force behind everything we do.
Largest Life Insurance Guide
Read our comprehensive guide to answer any life insurance questions you have.
Interactive Timeline
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CONTACT US
Rachael Jernigan
Rachael Jernigan, Independent Insurance Broker
Asheville, NC
Phone:
Email: rachaeljernigan660@gmail.com
DEBT FREE LIFE
Learn more about Symmetry Financial Group’s Debt Free Life program, which
can help you get out of debt in nine
years or less without spending any additional money.
PRODUCTS
• Mortgage Protection
• Final Expense
• Term Life Insurance
• Universal Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Retirement Protection
• SmartStart Insurance
WHY SYMMETRY?
Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map
“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Rachael Jernigan. No offers, solicitations or recommendations are being made via this website in any state where one of those named Quility licensees does not have a license. Please see our License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Stephen J. Brenes’s license numbers in each state.
CONTACT US
Rachael Jernigan
Rachael Jernigan, Independent Insurance Broker
Asheville, NC
Phone: (828) 528-6854
Email: rachaeljernigan660@gmail.com
DEBT FREE LIFE
Learn more about Symmetry Financial Group’s Debt Free Life program, which
can help you get out of debt in nine
years or less without spending any additional money.
Rachael Jernigan
Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map
“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Rachael Jernigan. No offers, solicitations or recommendations are being made via this website in License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Rachael Jernigan’s license numbers in each state.
No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.
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